UK Housing Policy: A mess years in the making

Insecure tenancies and poor quality housing are health issues, they should be treated as such. Investment in all of the 3 main types of housing tenure and reform of Private Rented Housing is needed to avoid a crisis evolving into a full on catastrophe.

Political Failure Manifest

Complicated is what we use to avoid simple truths (Some bloke off the internet, 2016)

The modern-day crises that make up the UK Housing crisis are a complex mish-mash of competing and conflicting needs.  More housing is desperately needed, but no Government wants to dampen house prices when the economy and individual wealth creation are heavily tied to ever-increasing house prices. To get around this tricky issue, Cameron et al have attempted to side step the main problem at hand i.e. instead of increasing the supply of the right type of housing in the right areas they have deliberately mis-identified the actual problem (of supply) with an easier issue to solve (demand). Why? Because simpler problems are easier to fix.

As Campbell Robb noted the battle for the ‘hearts and minds’ of the public has longed been lost in relation to social housing provision. So it seems has all logic. We want our kids to get housing of their own, to be able to afford to buy, but for our own house prices to keep on rising. With Teresa May now PM it remains to be seen if the over-focus on Home Ownership will continue, Jules Birch fears, just like Teresa, it May (sorry…too tempting).

Poor quality housing is a public health issue, treat it as such

As the social housing sector has been allowed to dwindle, those who used to be on the margins of being accepted into social rent have had to turn to the private sector. In the South and South East this has put an inevitable strain on housing, pushing rent prices further away from affordable levels. This in turn has led to families unable to buy, but ineligible to rent social housing relying on insecure private sector tenancies. It is no surprise that the number one reason for being made homeless in the UK is the ending of an Assured Shorthold Tenancy (AST). Insecure, poor quality housing can be just as detrimental as being homeless, all being linked to:

A parallel issue is poor quality housing. It is not uncommon to see news reports on landlords who have not just violated HMO rules, they’ve jumped up and down on them, popped them in one of those circus canons and blown them apart as spectacularly as Michael Gove’s leadership bid. I’m sure the resistance to any kind of further regulation and licensing of private landlords has nothing to do with the fact that a large part of MPs are landlords themselves, but the wilful inertia needs to stop. In the right conditions Private Renting is a very good form of housing provision, the majority of landlords are good. But when lack of alternatives are driving those in the bottom income quartile to beds in sheds, overcrowded and frankly dangerous housing, the buck needs to stop.

So why are we not doing more to battle this?

I just want a house, not a mansion or anything like that, just some stability for my boy. [I’m] Fed up of moving all the time.

The current Tory Government will argue that via RTB2, Help to Buy and Shared Ownership they’re helping those like my friends (and me). But whilst there are a plethora of products designed to facilitate access to home ownership, many simply just aren’t suitable for those who most need it. We need a Government to invest in all 3 of the main tenures in this country, because what we have right now is poorly channelled money and whimsical, wishful thinking. Post EU Referendum I’ve had enough of that to last a lifetime. Let’s take back control of something that actually matters, our housing policy.

The above quote is symptomatic one of a many up and down the country having to juggle affordable private renting, school and the need to provide secure home for their kids. It’s from a mate of mine, one of at least 3 in the same situation. As a private renter myself I’m one legal notice and 2 months away from homelessness at any given time. So pardon me if I sound a little pissy at A) the lack of action and B) the wrong policies being pushed.

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